Some people develop health complications or have injury predispositions before getting injured in their workplace. These are referred to as pre-existing conditions. Pre-existing conditions are very common among most workers. Imagine having a certain pre-existing condition. This does not disqualify you from receiving workers’ compensation if you get injured at work, instead its better to get legal advice.
However, you may find that the insurance company will sometimes tend to deny your claim. Yes, you will not get compensation for any old injury. But, suppose your old injuries worsen due to some mistake at the workplace. Then, you will receive worker’s compensation. Therefore, you can still apply for the claim if diagnosed with a pre-existing condition.
Workers’ Compensation and Pre-Existing Conditions
Suppose the work accident aggravates a prior condition. Then, there is the strong ability to file for workers’ compensation. The thing to prove is that your work injury aggravated your prior state. You can stand up for yourself if your claim has been denied due to past health complications. If you have a workers’ compensation case, you need legal help. So, spot a lawyer who specializes in that area. He can assist you in securing your rightful compensation from the company owners. Be patient throughout the process. By the end, you will surely get what you deserve.
What Is The Meaning Of Pre-Existing Medical Condition?
A pre-existing medical condition mainly refers to a disease you had beforehand. Sometimes, the scale of this injury increases after getting injured at work. It could be something like back problems. It can be something simple or a high level of injury. Some common examples are a bad knee some three, five, or ten years back, arthritis, and anything else that can cause some pain or discomfort. So, even if you had this issue before developing a work-related injury, you could get workers’ compensation if your work-related accident aggravated your condition.
For instance, let’s say you had a knee condition and that it worsened while you were working. Then, you can file a claim. It will cover some of your medical expenses and wages regardless of whether you sustained the knee problem before starting to work with the company.
How Workers’ Compensation Protects You
Workers’ compensation provides for an employment injury aggravating a prior health condition. If your work accident worsens your condition, the insurance company should pay your benefits. They are allowed not to pay the bills if you cannot demonstrate that your condition hasn’t been worsened by the work accident.
They may inquire about your existing health conditions and seek medical history from your current or past insurance company. They might attempt to use this information to counter or reject your claim.
How Can You Mainly Support Your Claim?
If you have a pre-existing condition, here’s how to help your claim:
- File Quickly:
Report your injury right away. Don’t wait. If you wait, the insurance company might think your injury is not serious and could deny your claim.
- Talk to Your Doctor:
Tell your doctor about your old condition. Explain how your work injury made it worse. Share details about your pain before and after the accident. Your doctor can note these changes and help your claim.
- Follow Medical Requests:
If the insurance company asks for your medical records or a special exam, agree. Follow all treatment plans your doctor gives you. This shows that you are committed to getting better and helps you get the benefits you need.
By doing these things, you protect your claim. It helps you get the support you need. With the correct lawyer’s support, you will win the claim and get your compensation.
