A cataract is most likely the cause of blurred vision if you or any family members are older than 50. The likelihood of developing a cataract rises with age. However, what precisely is a cataract? An accumulation of dense cloud matter in the eye’s lens results in an eye condition known as a cataract. It is prevalent in older people and, if left untreated, can cause severe vision loss or even blindness. Its formation is caused by factors other than age alone, such as injuries to the eye. Surgery must be carried out to guarantee that vision is unaffected.
The Causes Of Cataract Development
There isn’t just one specific reason why cataracts form. Cataract formation can occur for several reasons, including overproduction of oxidants, smoking, exposure to UV radiation, prolonged use of steroids and other medications, diabetes, eye injury, and radiation therapy. However, it is most frequently observed in those over 50.
What Signs Should One Look Out For When A Cataract Forms?
Hazy vision is the most common reason for people to get checked out. The most common symptom of a cataract is blurry vision. Following it, night vision problems, colour fading, heightened sensitivity to light glares, halo formation around lights, double vision, and frequent prescription lens changes are some indicators of a cataract developing.
Does Medical Insurance Cover Cataract Surgery?
Yes, cataract treatments are covered by health insurance policies. However, insurers impose a waiting period before the effectiveness of such coverage for cataract treatment, just as standard policy terms define a waiting period in health insurance plans for families. Although it usually lasts 24 months, the insurance policy’s terms may change.
Why Is It Crucial To Look Into Getting Cataract Surgery Covered By Health Insurance?
Even a minor medical procedure can drain your bank account due to the rising cost of healthcare. The National Institutes of Health’s 2017 review of studies revealed no known natural treatment for cataracts; instead, surgery is the only option. Furthermore, the standard course of treatment for a cataract, phacoemulsification, starts at ₹40,000. The prices for bladeless treatments range from ₹85,000 to ₹1.20 lakhs. It might not always afford such high treatment costs, so seeking online health insurance can be a financial safety net.
Securing critical illness insurance provides essential financial protection in the face of severe health conditions, offering peace of mind and comprehensive coverage. You can utilise ahealth insurance premium calculator to estimate the costs of premiums to be paid by you. Claims are subject to terms and conditions set forth under the health insurance policy. *
Why Is Surgery Necessary To Treat Cataracts?
- Restores Clear Vision: Any blurriness in your vision can be brought back to normal with cataract surgery. Thanks to advances in medical science, treatment now takes no more than an hour, negating the need for network hospital admission. The procedure is categorised as a day-care procedure.
- Prevents Total Loss Of Vision: A cataract operation can help keep your eyesight intact, preventing total or even partial vision loss.
- Improves Quality Of Life: Treating a cataract improves quality of life because vision is one of the most important sensory cues.
The information presented is not meant to be a substitute for medical advice. Any suggestions mentioned should be considered for general use only. For expert guidance on any health ailment or medical issue or any treatment/procedure, please consult a certified medical professional.
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